Repayment that can move with your sales
Receive capital now and repay through a share of ongoing revenue, so payments can flex with how business is going. It’s often a fit for seasonal operations and focused growth pushes.
What it is
Revenue-based financing advances capital that’s repaid as a portion of your sales over time, rather than a flat fixed installment. When sales are strong, more is repaid; during slower stretches, repayment can ease accordingly—depending on the provider’s structure.
Who it’s best for
Businesses with steady card or deposit volume and seasonal or variable revenue often consider this option. It can suit owners who want repayment that tracks performance instead of a rigid schedule.
How the funds work
After approval, you receive the funds and repay via an agreed share of revenue (often collected on a regular basis) until the total is satisfied. The cost, holdback percentage, and total repayment amount are set by the provider and disclosed up front—review them carefully before accepting.
Factor Funding Market is a marketplace and does not set provider pricing. All terms are subject to provider underwriting and approval and are not guaranteed.
Curious whether this fits your sales pattern?
Book a soft-pull review and we’ll talk through the tradeoffs honestly.