Business loans for bigger, planned moves
A lump sum of capital with a structured payback schedule—useful when you know the amount you need and want predictable payments you can plan around.
What it is
A business loan delivers a one-time amount of capital up front, repaid over a set term in regular installments. Because the amount and schedule are defined at the start, it’s a straightforward way to fund a specific, known expense.
Who it’s best for
Owners with a clear, sizable use of funds—and consistent revenue to support scheduled payments—tend to fit this product well. If you prefer predictability over a flexible draw line, a term loan is often the cleaner choice.
How the funds work
Once a provider approves an offer and you accept, funds are disbursed as a lump sum. You repay on a fixed cadence (for example, weekly or monthly) over the agreed term. Specific rates, fees, terms, and any prepayment details are set by the funding provider and disclosed before you sign.
Typical requirements
Minimums set expectations; final approval and terms depend on provider underwriting and fit.
Not sure a term loan is the right fit?
Book a soft-pull review and we’ll compare it against a line of credit and revenue-based options.