Compare capital offers in a single flow—built for speed, clarity, and cash flow.
Start in minutes. We match your profile to multiple funding paths so you can pick terms you can live with. Most reviews begin with a soft inquiry that won’t affect your credit score.
Working capital & cash-flow smoothing
Cover payroll, inventory timing, and operating expenses with options built for real business rhythm.
Growth moves without guesswork
Compare programs side-by-side so you can move on opportunities without getting boxed in.
Meeting minimum criteria doesn’t guarantee approval. Additional underwriting guidelines apply and some industries may be restricted.
Start with a soft-pull review
Book a quick underwriting call. We’ll learn your goals, review your profile, and walk you through best-fit options—no long forms to start.
- 1 Pick a time that works for you
- 2 Talk through goals & basics with a specialist
- 3 Compare program options that fit your cash flow
Checking your options is typically a soft inquiry that won’t affect your credit score. If you move forward with an offer, a hard credit pull or additional documentation may be required.
Marketplace flow
How Factor Funding Market moves from request → review → options.
Funding options built for different cash-flow realities
We help you compare common program types and pick what fits your operating rhythm—each explained on its own page.
Business Loans
A lump sum for bigger moves—inventory, equipment, hiring, or expansion—with structured payments for planning.
Learn moreBusiness Line of Credit
Keep a revolving cushion available. Draw what you need, when you need it—ideal for smoothing cash flow.
Learn moreRevenue-Based Financing
Repayment that can align with sales performance—useful for seasonal operations and focused growth pushes.
Learn moreCompare offers with less friction
One request can surface multiple paths. You’ll see the tradeoffs clearly and choose the program that fits.
- Clarity up front
Key terms and payment structure explained before you commit. - Fit-based matching
We consider consistency and overall profile—not just one score. - Support when you want it
A real specialist can walk you through options and next steps.
How it works
A transparent flow from request to funding—so you can move quickly without surprises.
Share the basics
Tell us your goal and high-level business details—no long forms to start.
Quick review
We consider the overall profile—performance, consistency, and fit—not just one number.
Compare options
If approved, review key terms and pick the program that fits your cash flow and goals.
Get funded
Complete any final steps and documentation, then receive funds on the agreed terms.
Basic requirements
Minimums help set expectations—final approval depends on underwriting and program fit.
Meeting minimum criteria does not guarantee approval. Additional underwriting guidelines apply, and some industries may be restricted.
See what you qualify for—without the runaround.
Book a soft-pull review and we’ll guide you to best-fit programs and next steps.
Frequently asked questions
Will checking options impact my credit score?
Reviewing potential options typically does not require a hard credit pull up front. A hard inquiry may be used later if you choose to move forward with an offer.
How quickly can funding happen?
Timelines vary by product, provider, and profile. We emphasize a streamlined process, but we don’t guarantee specific approval times.
What documents are usually needed?
Commonly requested items include a government-issued ID, recent business bank statements, and basic business details. Additional documentation may be requested during review.
Is Factor Funding Market a lender?
We operate as a funding marketplace and connect businesses with third-party funding providers. We are not a bank or direct lender unless expressly stated.