How It Works

From a soft-pull review to funded—clearly

No long application to start. You begin with a quick conversation, we review your profile, you compare best-fit options, and you choose what works.

1

Book a call

Pick a time and tell us your goal and a few basics. Checking options is typically a soft inquiry that won’t affect your credit score.

2

Quick review

A specialist reviews your overall profile—performance, consistency, and fit—not just a single number.

3

Compare options

If approved by a provider, you’ll see key terms and payment structure laid out so you can compare side by side.

4

Get funded

Choose an offer, complete any final documentation, and receive funds on the agreed terms. A hard credit pull may apply at this stage.

What “soft pull” means here

Checking your options is typically a soft inquiry that won’t affect your credit score. If you move forward with an offer, a hard credit pull or additional documentation may be required.

What we’ll usually ask for

To keep things moving, have a government-issued ID, recent business bank statements, and basic business details handy. Providers may request additional documentation during review.

Our role

Factor Funding Market is a funding marketplace. We help you compare and connect with third-party funding providers; we are not a bank or direct lender unless expressly stated, and booking a call is not an application for credit.

Questions first?

Browse the FAQ, then book when you’re ready.