Funding marketplace for real operators

Compare capital offers in a single flow— built for speed, clarity, and cash flow.

Start in minutes. We match your profile to multiple funding paths so you can pick terms you can live with. Many requests begin with no hard credit pull up front.

Fast request Clear terms Multiple programs Human support
Working capital + cash-flow smoothing
Cover payroll, inventory timing, and operating expenses with options built for real business rhythm.
Growth moves without guesswork
Compare programs side-by-side so you can move on opportunities without getting boxed in.

Meeting minimum criteria doesn’t guarantee approval. Additional underwriting guidelines apply and some industries may be restricted.

Get a fast estimate

1–2 minutes
How it works
Compare programs
Transparent terms
Fast review

Marketplace flow

A quick snapshot of how Factor Funding Market moves from request → review → options.

Request Review Options Fund
Programs choose a path

Funding options built for different cash-flow realities

Factor Funding Market helps you compare common program types and pick what fits your operating rhythm.

Business Line of Credit

Keep a revolving cushion available. Draw what you need, when you need it—ideal for smoothing cash flow and covering short-term expenses.

Term Financing

A lump sum for bigger moves—inventory, equipment, hiring, or expansion—with structured payments for planning.

Revenue-Based Funding

Repayment that can align with sales performance—useful for seasonal operations and focused growth pushes.

Process clear steps

How it works

A transparent flow from request to funding—so you can move quickly without surprises.

1

Share the basics

Tell us what you’re looking to accomplish and the high-level business details—no long forms to start.

2

Quick review

We consider the overall profile—business performance, consistency, and fit—not just a single number.

3

Compare options

If approved, review key terms and pick the program that best fits your cash flow and goals.

Basics quick qualifiers

Basic requirements

Minimums help set expectations—final approval depends on underwriting and program fit.

6+ months
time in business
$150k+
annual revenue
Business
checking account
500+
personal FICO® (typical)

Meeting minimum criteria does not guarantee approval. Additional underwriting guidelines apply, and some industries may be restricted.

Ready? check your options

See what you qualify for—without the runaround.

Start at the top and submit the basics. We’ll guide you to best-fit programs and next steps.

FAQ quick answers

Frequently asked questions

A few common questions businesses ask before they submit.

Will checking options impact my credit score?

Reviewing potential options typically does not require a hard credit pull up front. A hard inquiry may be used later if you choose to move forward with an offer.

How quickly can funding happen?

Timelines vary by product and profile. Many approved businesses can receive funds within 24–72 hours after final approval and acceptance.

What documents are usually needed?

Commonly requested items include a government-issued ID, recent business bank statements, and basic business details. Additional documentation may be requested during review.

Are there prepayment penalties?

Prepayment terms depend on the specific product and offer. You’ll see applicable fees and any early payoff details clearly disclosed before you sign.

Factor Funding Market

© Factor Funding Market. All rights reserved. Financing is subject to approval. Not available in all states or for all industries.

Have questions?
support@factorfundingmarket.com
Mon–Fri 9:00am–6:00pm PT